https://en.m.wikipedia.org/wiki/Longest-lasting_light_bulbs#:~:text=The world’s longest-lasting light,off a handful of times.

Disagree.

You can get all the practice you need during school hours.

Maybe we should stop learning about the Ming dynasty and memorizing the Canterbury tales if we needed more time for math practice.

Getting a new card will temporarily drop your score a few points.

If you’re like me that charges everything to a credit card, then you need a lot of available credit to keep the credit utilization low. You want it below 10%.

High credit utilization is going to drop your score more than opening a new card.

Say I have 1 card that has 15k limit. If I spend 10k on it. I have a 66% credit utilization. My score would be horrible.

Now, if I get 7 cards and each have 15k limits. If I spend 10k on them then I have less than a 10% credit utilization and my score would be good.

Can I get 1 or 2 cards that have credit limit of 105k. Yes. But I have found increasing limit is harder than getting a new card.

With a new card you can get 0% apr which is free borrowing of money for 12 to 15 months.

You can get a welcome bonus which are usually very good.

And you can set it up so that you might be getting more rewards like 5% cash back on dinning or other things that another card might not give.

Getting more cards has it’s advantages

I’ve always found it difficult to increase the credit limit on cards I have had.

My first card started at 400, and then after a while, I finally got approved for a credit line increase, and it went to 1000.

A couple of months later, I opened a new bank account and got their credit card. I had like a 15k credit line at the start.

I’ve never asked for a credit line increase again

However, add on some more cards, and now I have a hefty credit line

The best thing about getting a new card is the rewards and perks.

For example, I just got a new card with 0% apr for 15 months. I get to borrow money conveniently for over a year while making interest on it. I get to keep my money in my investment portfolio while making interest the whole year.

More cards with higher credit lines means I can spend more during that 15 months while not affecting my credit score. It keeps credit utilization low.

Yeah, credit cards are easy to abuse. You should always be able to pay off a credit card if need be. You shouldn’t be overspending. Emergencies unfortunately happen, but unless you have the money, you shouldn’t be swiping the card. Treating it like a debit card is the best policy.

My credit score is over 800 and I have 8 cards plus some store ones.

Getting more cards helps your credit score in the long run

No you don’t have to have a lot of cards to get a good credit score

But it does help

You want a ton of cards to get good credit

5% is a lot bigger than 1%

Rewards add up

You missed the point of what I was saying

2 tb flash drives are expensive but exist

Pigeon could carry 4 tb in 2 flash drives worth of weight.

But simply 3 1 tb drives a pigeon can carry so they did that.

If they had to transfer 5 tb of data to win. 3 2 tb drives would have worked.

This article just states that a pigeon can carry 3 1 tb drives and deliver it faster than gigabit internet.

They didn’t need to push the envelope anymore

So yes they calculated that the pigeon could carry 3 drives and that 3 tb was all that was needed to carry to win.

But they didn’t set up the experiment to favor the pigeon. They set it up to prove it could be done that way.

Yes and no.

If you could put a 1 petabyte flash drive on a pigeon, it would easily crush the gigabit internet

Does a 1 petabyte flash drive exist? Could it exist?

They put 3 stripped-down terabyte flash drives on the pigeon. Could it carry more weight?

You get to the point where the pigeon can’t carry the weight.

All this is saying that sending data by pigeon can be faster and using 3 tb sticks proves it.

If it needed to be 4 tb, then they would have had to use 4 sticks. If it couldn’t carry 4 sticks, then you have your answer that the pigeon can’t do it with current technology.

Anonymous…

Distributed ledger…

It’s not really anonymous.

John Smith or 253832893 means exactly the same thing without more context. The only way you can tell you have the right John Smith is because we have 253-83-2893 as a social security number (lol social security system).

But if I see 253832893 on the Crypto ledger, I know 253832893 made a transaction. It could say John Smith and I’d be basically in the same spot of figuring out who it was.

Now, if 253832893 wallet paid a home mortgage for John Smith with Crypto, then I’d be closer to figure out who owns 253832893 wallet.

The whole point to Crypto is the block chain and the fact that they are very traceable.

Crypto can be anonymous if you’re smart and you don’t link yourself to your wallet. But once you are linked to a wallet, it is far from anonymous.

If John Smith wanted to sell me cocaine. Handing him cash is basically untraceable and anonymous. Sending him Crypto ties my wallet to his wallet with a transaction. If the cops seized his wallet and somehow figured out my wallet, they could tell every single time I purchased cocaine from him.

Yes, you can do your best to keep your name unlinked to your wallet number. But it’s not foolproof. For example, if I was buying cocaine I wouldn’t use my main Crypto wallet but a side wallet. If you only used it to pay for cocaine and filled the side wallet in an untraceable way. It’s pretty anonymous.

But to those people that fill their Crypto wallets with their bank account and just think they are anonymous, they have another thing coming if someone wants to trace them.

Gold Standard

Linking money to a material with intrinsic value for it’s value

Gold has intrinsic value

US Dollar moved to be a Fiat Currency

US Dollar is backed by a Government

Crypto has zero intrinsic value, not linked to anything with intrinsic value, and not backed by a Government

Crypto is an imaginary “item” some people want to have valve. Value is created because of this want.

US Dollar is legal tinder for all US debts, Crypto is not

Crypto is not a currency but a digital commodity