• Iam@lemmy.dbzer0.com
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    1 year ago

    Shame I can’t take my money out of the system and invest it independently. Even if I leave the country, “my” pension contributions are kept in the UK system if I live in a country that doesn’t have a “qualified” pension system (QROPS). Because obviously I am not capable of managing this without government oversight and handholding.

    • echo @ feddit.uk@feddit.uk
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      1 year ago

      That’s because you’re technically not paying for your own pension. You pay for the current pension then the next generation will pay for yours.

      Whole thing needs an overhaul but I wouldn’t trust any of them to do it correctly

      • julietOscarEcho@sh.itjust.works
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        1 year ago

        But they will only pay for yours if you do “enough” to pay for the previous generation in terms of qualifying years. The whole thing has been moulded into a weird reflection of the entitlement of baby boomers. Classic example of how our pseudo-democratic processes are terrible for long term planning.